Hammer Down Roofing & Development

Hammer Down Roofing started in 2015 when the founder got tired of watching fly-by-night crews do sloppy work after storms. Hurricane season in Bay County brings out contractors from everywhere—some legitimate, many not—and homeowners often couldn't tell the difference until problems appeared months later. Hammer Down was built to be different: local accountability, quality work, straight dealing. The company handles repairs and full replacements across Panama City with an emphasis on doing things right the first time. Leak repairs get proper diagnostic attention—tracing water to its actual entry point rather than patching the obvious spot. Replacements include the prep work and detail attention that determine long-term performance. The name reflects the approach: when the hammer goes down, the work is solid. Storm damage restoration became a defining competency after Hurricane Michael devastated Bay County in 2018. Hammer Down crews worked continuously for months—emergency tarping, damage documentation, insurance coordination, and repairs completed as materials became available. That experience built systems and expertise that apply to every project. Metal roofing is part of the scope for properties where durability justifies the investment. Shingle work for residential projects where cost-effectiveness matters. The recommendation matches the building and budget—not a one-size-fits-all approach. The company maintains full licensing and insurance coverage. Workers' comp protects homeowners from liability exposure during projects. Subcontracting is avoided to maintain quality control and clear accountability. When Hammer Down provides an estimate, company employees handle the installation. Estimates come in writing with materials and labor itemized. No verbal quotes that get disputed later. No bundled pricing that obscures markups. Clear scopes, fair prices, work that holds up. Most business comes from referrals. In Bay County, reputation travels. Hammer Down has built its reputation one solid project at a time.